We agreed to let one sibling stay on to live in the house for a while, but now he is saying he won't leave because the house has been signed over to him.
I would like my share of the value of the house now and am not sure what to do.
You need a solicitor for a start, to firstly check the title deeds to ensure that your mother's wishes were carried out - the house being transferred to all children's names.
I suspect your brother doesn't know the true position, as I cannot imagine the lawyer winding up the estate doing anything other than the correct job.
Now you are entitled to get your share, either being bought out by those who wish to retain the home, or insisting the house be sold and proceeds divided equally.
If anyone refuses, you can take them to court and assuming you are successful, the costs will come out of their share a the end of the case.
I was cold-called by a company selling insurance who now say that I have made a contract with them by verbal agreement, whereas I only asked them to send information. They are reluctant to produce a transcript of the call, but are threatening me with legal action. I am also outraged my details were given to them by an online company with whom I have a card.
A verbal contract is enforceable but there must be clear acceptance of entering it.
If the interpretation of your words is not that, you can defend any court action they raise.
As for the store, check your card agreement with them but I bet it says they are allowed to share your information. You should also complain to the Financial Ombudsman www. financial-ombudsman.org.uk
I paid off my car in June 2010, or so I thought. I got a letter in the summer 2011 saying I owed £78.50 for the car and £1,440 for admin charges. Do I need to pay this, especially after all this time?
Contractual debts remain alive for 5 years.
All I can suggest is you check your HP paperwork again and see if they have calculated properly.
If unsure, ask them for a written explanation.
You can also, as with the previous letter, contact the Financial Ombudsman.
I purchased my house from my housing association. This was paid outright without a mortgage, but I have never received title deeds. Should I have these in my possession? If so, how do I go about acquiring them?
Ask the solicitor who acted for you. Sometimes there is a delay in issue of Land Certificates after right-to-buy purchases,. Once issued by the Land Register of Scotland, the solicitor can pass it on to you or store it on your behalf. You can also access them online.