I had a catalogue in 2007.

I moved house and forwarded my new address to the catalogue. in February 2015 I received a letter from a debt agency asking me to pay over £3000. I have heard that if a debt is five years or older it is dead due to the limitation act. could you please confirm any legal advice on this.

You've got it right. There are some circumstances in which the five year limit can be extended, but that would not seem to apply in this case. Even if the catalogue company claimed they did not get your letter changing address, the only means they would have had to preserve their right to money beyond the time bar was to raise a court action against you before that limit came round. If they failed to do this then they lose the right, and no amount of debt collector threats will change it.

My partner left after 13 years together, and she left all his belongings clothes and personal things. She's never been in touch but I have sent her letters and told people to pass them on to her to come and get her things. Could you tell me if i get rid of her belongings could i get charged with anything.

You would not be charged with any criminal offence as it is a private civil matter. I suggest you send one final letter telling her she has say two weeks or whatever period you think practical to give a final chance. If she does not respond then you would be free to dispose of stuff. However, she may be undergoing some personal breakdown , so if you can possibly find the space, hang on to the property until she starts to co-operate.

I am trying to buy a house, and I recently viewed a flat in Glasgow. The owner was in, and we agreed a price. I went straight to my lawyer to make a written offer, but was later told by him that the estate agents said they could not accept my offer as other people had to have a chance to bid.

The ultimate decision is the seller's not the agents. But if after speaking to you he changed his mind or even was persuaded by his agent not to sell to you for the agreed price, there is nothing legally you can do - a verbal contract for a house or flat is not binding in Scots Law.

My sister has bought my father's house, without consultation with the rest of the family. It was in his name and now in hers, he is still there. We don't know what she paid but feel we should have been asked, we are suspicious that our sister went behind our backs. Is there anything we the other two children can do?

Not as long as your parent was acting voluntarily and fully advised of options. You use emotive language about. It is possible she is doing something in her own interests but there may be a great deal more to it than that. Don't jump to conclusions, and give your father credit for making a considered decision.

Austin Lafferty is on YOUR Radio, 10-11pm every Wednesday, www.yourradiofm.com or 103 and 106.9FM.