LET me get this straight: David Cameron wants to cut housing benefit paid to under-25s and replace it with what, exactly?

Bank Of Mum And Dad? We'll probably need a sizeable bail-out on that harebrained strategy.

If young people have loving, understanding parents who can afford to house them, clothe them and care for them, then wouldn't most jump at that option?

I was dead set against 16 and 17-year-olds getting the vote on Scotland's independence, but when the next General Election trundles around maybe it would not be such a bad idea.

I would like to see the Prime Minister being made to do an Ann Widdecombe.

Nothing to do with being spangled up for the Strictly dance floor but, instead, being forced to live with the people directly affected by this policy.

If David Cameron spent time with a young single mum, maybe who has been brought up in care, or who certainly was not born into the tax-haven-generated wealth he was, he would have an entirely different perspective on the so-called spongers.

It is not a lack of money that is most debilitating to young people. It is a lack of hope and social mobility to escape the circumstances people who need housing benefit are often born into.

The maxim 'Give me a child until he is seven and I will give you the man' has never been more true.

When you heap on mass youth unemployment, struggling businesses who can't afford their own staff, never mind apprentices, and educational windows closing ever faster, then what tangible escape routes to a better life are being offered?

Putting their future in the hands of Camelot and set of balls number seven?

The money saved from slashing benefits should be invested in helping people out of state-sponsored help, rather than going back in the pot to subsidise the missing billions from those who don't pay their fair share of tax.

You can't blithely tell unemployed youths to go out and find a job when there are millions struggling to do just that.

If you take benefits with one hand, you need to offer realistic alternatives with the other. There needs to be a carrot as well as a stick.

There is a lot to be said for bringing back conscription. I'm no warmonger out to give everyone a gun – far from it.

However, a structured programme of National Service in which everyone has to carry out a community role for two years, maybe within 10 years of leaving school, would surely go some way to redressing the inequality between those born with a silver spoon and those weaned on sausage rolls.

No matter how many times David Cameron leaves his child in a pub, they are never going to need welfare help.

He needs to think more about the reasons why young people claim housing benefits – and I will wager it has little to do with choice.