UNIVERSAL credit roll-out could push people into hardship, leading to rent arrears and homelessness, according to a council report.

Glasgow is in line for the new benefit payment system in a few months, described as the biggest shake-up of the welfare state since it began.

To help people get ready and to cope with the changes the council has agreed to make £2million available to groups across the city to help claimants.

In a report to be discussed by councillors later this week the City Treasurer, Allan Gow, has outlined the risks to people who will be put on the new system starting in September

He warns claimants face increased costs for either smart phones or computers as applications must be made on line with an e-mail address.

In the report, Mr Gow warns a lack of digital skills could lead to an increased risk of benefit sanctions, people missing out on benefits they are entitled to and increased rent arrears.

The first payment will not be made until one month and seven days after a claim is made, which is feared will result in financial hardship. However Mr Gow added: “This has been recognized by DWP and an advance payment up to the full value of their monthly entitlement of UC can be paid as a loan, which can be repaid over 12 months.”

First up to be switched to Universal Credit is new claimants at Govan Jobcentre from September 19. Laurieston and Newlands will follow on September 26.

On October 31 all new claims at Partick and Springburn Jobcentres will be put on to Universal Credit while Castlemilk, Drumchapel and Shettleston will move on December 5.

All existing claimants will begin to be migrated on to the benefit from from next year but the whole process is not expected to be complete until 2023.

The council estimates that the number of new claims in the first six months of the roll out will be more than 12,000.

It has set aside the cash to help organisations provide financial advice on money management as people are moved onto monthly payments and with equipment for training with digital skills to help people apply for the benefit.

Organisations like Citizens advise , One Parent Families Scotland and Glasgow disability Alliance are offering assistance to help ensure people do not lose out.