Alex Salmond has resorted to the "last refuge of every shameless populist" by making a string of pledges, she added yesterday, saying the SNP leader has failed to provide any explanation of how to pay for promises such as scrapping the so-called bedroom tax if Scotland becomes independent.
The Scottish Tory leader hit out as she addressed the UK Conservatives' annual conference in Manchester.
She said the referendum decision "affects each and every one of you, no matter where you live".
"When Mr Salmond says things designed to get right up your nose they should know that he doesn't speak for the majority of Scots", Miss Davidson said.
"The First Minister is the one saying that Scots are desperate to leave the UK.
"When it comes to this issue, Alex Salmond doesn't speak for a majority of Scots. In fact, he never has.
"Time after time, poll after poll, people in Scotland say they want to stay."
Meanwhile, Prime Minister David Cameron said there is an "unanswerable case" for Scottish voters to reject independence in next year's referendum.
In his keynote speech to the conference, Mr Cameron said the country should "stick together".
Mr Cameron said: "All the arguments about the economy, about our currency... I believe they make an unanswerable case for the United Kingdom."