Posted by: wild wadi, kirkie on 11:09am Mon 15 Dec 08
Will this be another shared ownership scheme like the one here in Kirkie?
If they can't shift them out here they've no chance in Govan. No disrespect intended.
House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off.
Sorry to be so pessamistic.
Will this be another shared ownership scheme like the one here in Kirkie?
If they can't shift them out here they've no chance in Govan. No disrespect intended.
House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off.
Sorry to be so pessamistic.
Posted by: Stewie Griffin, Glasgow on 11:16am Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.[/quote] Realistic more like. This has happened all over Glasgow.
wild wadi wrote:
Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.
Realistic more like. This has happened all over Glasgow.
Posted by: newman, glasgow on 11:24am Mon 15 Dec 08
In theory the mix of private/public accomadation is a positive one, where it is assumed that people who own their homes will set a certain standard of living and behaving, and this will inspire the people in rented social accomadation to follow suit. However it is totally dependant on the people who live there rather than the idea.
"Glasgow-based Cruden Building and Renewals will build the homes next year on sites in and around Orkney Street, Golspie Street and Harhill Street."...."All jobs, apprenticeships and contracts the development brings will be given to local people where possible."
[bold]bold[/bold] WELL EVENING TIMES WHY DONT YOU ASK CRUDEN BUILDING AND RENEWALS HOW MANY PEOPLE FROM THE LOCAL AREA ARE THEY [italic]italic[/italic] THINKING [italic]italic[/italic] OF EMPLOYING [bold]bold[/bold] so the people of Govan can start applying????
In theory the mix of private/public accomadation is a positive one, where it is assumed that people who own their homes will set a certain standard of living and behaving, and this will inspire the people in rented social accomadation to follow suit. However it is totally dependant on the people who live there rather than the idea.
"Glasgow-based Cruden Building and Renewals will build the homes next year on sites in and around Orkney Street, Golspie Street and Harhill Street."...."All jobs, apprenticeships and contracts the development brings will be given to local people where possible."
WELL EVENING TIMES WHY DONT YOU ASK CRUDEN BUILDING AND RENEWALS HOW MANY PEOPLE FROM THE LOCAL AREA ARE THEY THINKING OF EMPLOYING so the people of Govan can start applying????
Posted by: wild wadi, kirkie on 11:24am Mon 15 Dec 08
All jobs, apprenticeships and contracts the development brings will be given to local people where possible.
Ah, the standard caveat "where possible"
All jobs, apprenticeships and contracts the development brings will be given to local people where possible.
Ah, the standard caveat "where possible"
Posted by: The Missing City, Glasgow on 11:25am Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.[/quote] Wadi
There may be a bit of a downturn at the moment as we ALL know.
The Leader of The Council it is reckoned, has worked hard to put Glasgow in a position where we may not suffer as much as what other places may experience during this period of uncertainty. Hence this is why I said last week that the drop in hotel occupancy may only be just a blip, regardless of what others may think, and they are entitled to do so.
Having spoke in great length with Gordon Jackson in 2003, he along with others were determined to bring Govan back up to an acceptable standard.
In truth, Govan deserves it, in fact areas which have gone through the mire that are similar to Govan should also be give special attention - I don't believe we have a fully functional city otherwise.
Govan may well be more ideally located for amenities and being on the doorstep of the city centre as opposed to Kirkie, but thats of no disprepect to Kirkie of course - just those factors may actually make this a successful venture.
wild wadi wrote:
Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.
Wadi
There may be a bit of a downturn at the moment as we ALL know.
The Leader of The Council it is reckoned, has worked hard to put Glasgow in a position where we may not suffer as much as what other places may experience during this period of uncertainty. Hence this is why I said last week that the drop in hotel occupancy may only be just a blip, regardless of what others may think, and they are entitled to do so.
Having spoke in great length with Gordon Jackson in 2003, he along with others were determined to bring Govan back up to an acceptable standard.
In truth, Govan deserves it, in fact areas which have gone through the mire that are similar to Govan should also be give special attention - I don't believe we have a fully functional city otherwise.
Govan may well be more ideally located for amenities and being on the doorstep of the city centre as opposed to Kirkie, but thats of no disprepect to Kirkie of course - just those factors may actually make this a successful venture.
Posted by: thistlemad, Ayrshire on 11:31am Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
All jobs, apprenticeships and contracts the development brings will be given to local people where possible. Ah, the standard caveat "where possible"[/quote] Well ............ I suppose technically the Poles and Romanians etc ARE local now.
But as we all know "where possible" opens the door to all sorts of shady shenannigans and "figure massaging".
The same happened time and time again in Drumchapel, Maryhill and basically all over Glasgow.
"Locals" actually tended to be labourers.
wild wadi wrote:
All jobs, apprenticeships and contracts the development brings will be given to local people where possible. Ah, the standard caveat "where possible"
Well ............ I suppose technically the Poles and Romanians etc ARE local now.
But as we all know "where possible" opens the door to all sorts of shady shenannigans and "figure massaging".
The same happened time and time again in Drumchapel, Maryhill and basically all over Glasgow.
"Locals" actually tended to be labourers.
Posted by: wild wadi, kirkie on 11:36am Mon 15 Dec 08
The theory is sound and positive it's just that the downward spiral of houe prices is going to have more influence than the "social" benefits. It's a double edged sword. You puchase a house at say 50% of £100,000 in ten years the house doubles in value so you have to find another £100,000.Looking around these days who's going to take that chance?
The theory is sound and positive it's just that the downward spiral of houe prices is going to have more influence than the "social" benefits. It's a double edged sword. You puchase a house at say 50% of £100,000 in ten years the house doubles in value so you have to find another £100,000.Looking around these days who's going to take that chance?
Posted by: wild wadi, kirkie on 11:42am Mon 15 Dec 08
[quote][bold]thistlemad[/bold] wrote:
[quote][bold]wild wadi[/bold] wrote: All jobs, apprenticeships and contracts the development brings will be given to local people where possible. Ah, the standard caveat "where possible"[/quote] Well ............ I suppose technically the Poles and Romanians etc ARE local now. But as we all know "where possible" opens the door to all sorts of shady shenannigans and "figure massaging". The same happened time and time again in Drumchapel, Maryhill and basically all over Glasgow. "Locals" actually tended to be labourers.[/quote] I had a plasterer in at the weekend. He was Hungarian. The only "local" I knew that worked on the site near me was the night watchman and I won't say any more about that!
thistlemad wrote:
wild wadi wrote: All jobs, apprenticeships and contracts the development brings will be given to local people where possible. Ah, the standard caveat "where possible"
Well ............ I suppose technically the Poles and Romanians etc ARE local now. But as we all know "where possible" opens the door to all sorts of shady shenannigans and "figure massaging". The same happened time and time again in Drumchapel, Maryhill and basically all over Glasgow. "Locals" actually tended to be labourers.
I had a plasterer in at the weekend. He was Hungarian. The only "local" I knew that worked on the site near me was the night watchman and I won't say any more about that!
Posted by: Davis, Toryglen on 11:57am Mon 15 Dec 08
This cannot be true as there is not a mention of Willie Haughey having his finger in yet another pie .... or has he???
This cannot be true as there is not a mention of Willie Haughey having his finger in yet another pie .... or has he???
Posted by: newman, glasgow on 12:07pm Mon 15 Dec 08
[quote][bold]The Missing City[/bold] wrote:
[quote][bold]wild wadi[/bold] wrote: Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.[/quote] Wadi There may be a bit of a downturn at the moment as we ALL know. The Leader of The Council it is reckoned, has worked hard to put Glasgow in a position where we may not suffer as much as what other places may experience during this period of uncertainty. Hence this is why I said last week that the drop in hotel occupancy may only be just a blip, regardless of what others may think, and they are entitled to do so. Having spoke in great length with Gordon Jackson in 2003, he along with others were determined to bring Govan back up to an acceptable standard. In truth, Govan deserves it, in fact areas which have gone through the mire that are similar to Govan should also be give special attention - I don't believe we have a fully functional city otherwise. Govan may well be more ideally located for amenities and being on the doorstep of the city centre as opposed to Kirkie, but thats of no disprepect to Kirkie of course - just those factors may actually make this a successful venture.[/quote] What is a SUCCESSFUL VENTURE???
1. That jobs are created - but who is going to get these jobs. Anyone working in the building trade will tell you that the main contractor (in this case Cruden) already have their own workforce in place (which is a variety of scottish, polish, rumanian, slovakian, etc tradesmen). The security will be provided by a company backed by organised crime and they will MAYBE employ someone local, but it will probably be someone from outwith this country on a cash in hand basis at a rate lower than the national minimum. So MAYBE AT BEST the local workforce contribution will be cleaners or laborours.
2. New houses are built - Who is going to get the houses.
Firstly how many are for rent and how many are for sale?
Out of the houses for rent, will they be targeted soley on people from Govan or will they be allocated on a points system where the neediest will be prioritised, so those people who are homeless, incapacitated and living in substandard housing will be first in line. This means that anyone living anywhere in Glasgow from any country has a right to apply, so how is this going to benefit people living in Govan unless they are going to buy, oh I forgot anyone anywhere can buy a house.
The Missing City wrote:
wild wadi wrote: Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.
Wadi There may be a bit of a downturn at the moment as we ALL know. The Leader of The Council it is reckoned, has worked hard to put Glasgow in a position where we may not suffer as much as what other places may experience during this period of uncertainty. Hence this is why I said last week that the drop in hotel occupancy may only be just a blip, regardless of what others may think, and they are entitled to do so. Having spoke in great length with Gordon Jackson in 2003, he along with others were determined to bring Govan back up to an acceptable standard. In truth, Govan deserves it, in fact areas which have gone through the mire that are similar to Govan should also be give special attention - I don't believe we have a fully functional city otherwise. Govan may well be more ideally located for amenities and being on the doorstep of the city centre as opposed to Kirkie, but thats of no disprepect to Kirkie of course - just those factors may actually make this a successful venture.
What is a SUCCESSFUL VENTURE???
1. That jobs are created - but who is going to get these jobs. Anyone working in the building trade will tell you that the main contractor (in this case Cruden) already have their own workforce in place (which is a variety of scottish, polish, rumanian, slovakian, etc tradesmen). The security will be provided by a company backed by organised crime and they will MAYBE employ someone local, but it will probably be someone from outwith this country on a cash in hand basis at a rate lower than the national minimum. So MAYBE AT BEST the local workforce contribution will be cleaners or laborours.
2. New houses are built - Who is going to get the houses.
Firstly how many are for rent and how many are for sale?
Out of the houses for rent, will they be targeted soley on people from Govan or will they be allocated on a points system where the neediest will be prioritised, so those people who are homeless, incapacitated and living in substandard housing will be first in line. This means that anyone living anywhere in Glasgow from any country has a right to apply, so how is this going to benefit people living in Govan unless they are going to buy, oh I forgot anyone anywhere can buy a house.
Posted by: The Missing City, Glasgow on 12:11pm Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
The theory is sound and positive it's just that the downward spiral of houe prices is going to have more influence than the "social" benefits. It's a double edged sword. You puchase a house at say 50% of £100,000 in ten years the house doubles in value so you have to find another £100,000.Looking around these days who's going to take that chance?[/quote] That is a fair point Wadi
Having looked at the options for Shared Ownership myself - I'm pretty sure its a general standard that you can opt to pay for as much as you want when you can afford it - the last time I was considering it, I was given the option of owning my house in 25% portions but can you not get your house sold to you on a fixed purchase price?
With the general downturn as it is, you would be feeling that you were being robbed of your hard earned cash in the long term, but that doesn't meant to say that things can't go up as well as down - so it may end up being not too bad.
At the same time, we don't know what is around the corner, however, when the going is good, does anybody prepare for the worst, as in wonder what could be around the corner?
I correct myself as well - it was 2001 I spoke with Gordon Jackson and not 2003.
Looking back at his QC earnings last week, that was a healthy amount of money he earned last year, would have been a bit of a cheek if he was still an MSP, especially for Govan.
wild wadi wrote:
The theory is sound and positive it's just that the downward spiral of houe prices is going to have more influence than the "social" benefits. It's a double edged sword. You puchase a house at say 50% of £100,000 in ten years the house doubles in value so you have to find another £100,000.Looking around these days who's going to take that chance?
That is a fair point Wadi
Having looked at the options for Shared Ownership myself - I'm pretty sure its a general standard that you can opt to pay for as much as you want when you can afford it - the last time I was considering it, I was given the option of owning my house in 25% portions but can you not get your house sold to you on a fixed purchase price?
With the general downturn as it is, you would be feeling that you were being robbed of your hard earned cash in the long term, but that doesn't meant to say that things can't go up as well as down - so it may end up being not too bad.
At the same time, we don't know what is around the corner, however, when the going is good, does anybody prepare for the worst, as in wonder what could be around the corner?
I correct myself as well - it was 2001 I spoke with Gordon Jackson and not 2003.
Looking back at his QC earnings last week, that was a healthy amount of money he earned last year, would have been a bit of a cheek if he was still an MSP, especially for Govan.
Posted by: The Missing City, Glasgow on 12:29pm Mon 15 Dec 08
[quote][bold]newman[/bold] wrote:
[quote][bold]The Missing City[/bold] wrote: [quote][bold]wild wadi[/bold] wrote: Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.[/quote] Wadi There may be a bit of a downturn at the moment as we ALL know. The Leader of The Council it is reckoned, has worked hard to put Glasgow in a position where we may not suffer as much as what other places may experience during this period of uncertainty. Hence this is why I said last week that the drop in hotel occupancy may only be just a blip, regardless of what others may think, and they are entitled to do so. Having spoke in great length with Gordon Jackson in 2003, he along with others were determined to bring Govan back up to an acceptable standard. In truth, Govan deserves it, in fact areas which have gone through the mire that are similar to Govan should also be give special attention - I don't believe we have a fully functional city otherwise. Govan may well be more ideally located for amenities and being on the doorstep of the city centre as opposed to Kirkie, but thats of no disprepect to Kirkie of course - just those factors may actually make this a successful venture.[/quote] What is a SUCCESSFUL VENTURE??? 1. That jobs are created - but who is going to get these jobs. Anyone working in the building trade will tell you that the main contractor (in this case Cruden) already have their own workforce in place (which is a variety of scottish, polish, rumanian, slovakian, etc tradesmen). The security will be provided by a company backed by organised crime and they will MAYBE employ someone local, but it will probably be someone from outwith this country on a cash in hand basis at a rate lower than the national minimum. So MAYBE AT BEST the local workforce contribution will be cleaners or laborours. 2. New houses are built - Who is going to get the houses. Firstly how many are for rent and how many are for sale? Out of the houses for rent, will they be targeted soley on people from Govan or will they be allocated on a points system where the neediest will be prioritised, so those people who are homeless, incapacitated and living in substandard housing will be first in line. This means that anyone living anywhere in Glasgow from any country has a right to apply, so how is this going to benefit people living in Govan unless they are going to buy, oh I forgot anyone anywhere can buy a house. [/quote] Very god points Newman
As I said to Wadi - Having looked at the options for Shared Ownership myself - I'm pretty sure its a general standard that you can opt to pay for as much as you want when you can afford it - the last time I was considering it, I was given the option of owning my house in 25% portions but can you not get your house sold to you on a fixed purchase price?
With the general downturn as it is, you would be feeling that you were being robbed of your hard earned cash in the long term, but that doesn't meant to say that things can't go up as well as down - so it may end up being not too bad.
The amount of houses available for rent or Shared Ownership would obviously be decided upon by its committee or housing officials - no one can determine that until its been declared officially.
The general concensus now is that if you are working and pay rent to say - the GHA for a sub standard property for which many sub standard proprties exist in their property portfolio, it would be more viable to pay for something which could eventually be yours and a future investment for your offspring.
The people of Govan themselves, well thats a bit like saying the people of Possil, or Maryhill etc. I can understand your concerns with regards to people being not so well off
Its down to the people now what they do with their lives, generally as we know people have been allergic to work since the availablility of jobs started to increase back in the early 90's - hence the Poles, Hungarians etc in recent years - many times we have been told of skills shortages and due to the fact we now live in whats called the EEA - it nmeans we can go to their countries and work there too just as much as they can come here.
No work here for a number of years and when work comes along, most people have forgotten what work actually means, so people will miss the boat as a result - not anybody's fault except their own if they continue to refuse to work and miss out on what others could easily achieve (with exception to the odd downturn now and again).
newman wrote:
The Missing City wrote: wild wadi wrote: Will this be another shared ownership scheme like the one here in Kirkie? If they can't shift them out here they've no chance in Govan. No disrespect intended. House prices are predicted by some,to drop 30% in the next year so I don't think this project will take off. Sorry to be so pessamistic.
Wadi There may be a bit of a downturn at the moment as we ALL know. The Leader of The Council it is reckoned, has worked hard to put Glasgow in a position where we may not suffer as much as what other places may experience during this period of uncertainty. Hence this is why I said last week that the drop in hotel occupancy may only be just a blip, regardless of what others may think, and they are entitled to do so. Having spoke in great length with Gordon Jackson in 2003, he along with others were determined to bring Govan back up to an acceptable standard. In truth, Govan deserves it, in fact areas which have gone through the mire that are similar to Govan should also be give special attention - I don't believe we have a fully functional city otherwise. Govan may well be more ideally located for amenities and being on the doorstep of the city centre as opposed to Kirkie, but thats of no disprepect to Kirkie of course - just those factors may actually make this a successful venture.
What is a SUCCESSFUL VENTURE??? 1. That jobs are created - but who is going to get these jobs. Anyone working in the building trade will tell you that the main contractor (in this case Cruden) already have their own workforce in place (which is a variety of scottish, polish, rumanian, slovakian, etc tradesmen). The security will be provided by a company backed by organised crime and they will MAYBE employ someone local, but it will probably be someone from outwith this country on a cash in hand basis at a rate lower than the national minimum. So MAYBE AT BEST the local workforce contribution will be cleaners or laborours. 2. New houses are built - Who is going to get the houses. Firstly how many are for rent and how many are for sale? Out of the houses for rent, will they be targeted soley on people from Govan or will they be allocated on a points system where the neediest will be prioritised, so those people who are homeless, incapacitated and living in substandard housing will be first in line. This means that anyone living anywhere in Glasgow from any country has a right to apply, so how is this going to benefit people living in Govan unless they are going to buy, oh I forgot anyone anywhere can buy a house.
Very god points Newman
As I said to Wadi - Having looked at the options for Shared Ownership myself - I'm pretty sure its a general standard that you can opt to pay for as much as you want when you can afford it - the last time I was considering it, I was given the option of owning my house in 25% portions but can you not get your house sold to you on a fixed purchase price?
With the general downturn as it is, you would be feeling that you were being robbed of your hard earned cash in the long term, but that doesn't meant to say that things can't go up as well as down - so it may end up being not too bad.
The amount of houses available for rent or Shared Ownership would obviously be decided upon by its committee or housing officials - no one can determine that until its been declared officially.
The general concensus now is that if you are working and pay rent to say - the GHA for a sub standard property for which many sub standard proprties exist in their property portfolio, it would be more viable to pay for something which could eventually be yours and a future investment for your offspring.
The people of Govan themselves, well thats a bit like saying the people of Possil, or Maryhill etc. I can understand your concerns with regards to people being not so well off
Its down to the people now what they do with their lives, generally as we know people have been allergic to work since the availablility of jobs started to increase back in the early 90's - hence the Poles, Hungarians etc in recent years - many times we have been told of skills shortages and due to the fact we now live in whats called the EEA - it nmeans we can go to their countries and work there too just as much as they can come here.
No work here for a number of years and when work comes along, most people have forgotten what work actually means, so people will miss the boat as a result - not anybody's fault except their own if they continue to refuse to work and miss out on what others could easily achieve (with exception to the odd downturn now and again).
Posted by: wild wadi, kirkie on 12:30pm Mon 15 Dec 08
My son and his girlfriend was offered one of these houses but he opted to rent from a private landlord and boy is he glad.
I until recently, worked on a local site but was paid off to make way for the company's long term workers who came from as far as Stranraer and Edinburgh.
I've had the plans for a similar scheme right on my doorstep sitting in a drawer for years now and as much as I would like it to start I just don't see it happening now.
Years ago I worked in a similar scheme in Ferguslie Park and it was just a magnet for house breakers.
I know prices can go up and down but in a shared ownership wouldn't you want prices to go down as it would be less to find when it comes time to purchase the other share?
My son and his girlfriend was offered one of these houses but he opted to rent from a private landlord and boy is he glad.
I until recently, worked on a local site but was paid off to make way for the company's long term workers who came from as far as Stranraer and Edinburgh.
I've had the plans for a similar scheme right on my doorstep sitting in a drawer for years now and as much as I would like it to start I just don't see it happening now.
Years ago I worked in a similar scheme in Ferguslie Park and it was just a magnet for house breakers.
I know prices can go up and down but in a shared ownership wouldn't you want prices to go down as it would be less to find when it comes time to purchase the other share?
Posted by: The Missing City, Glasgow on 1:02pm Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
My son and his girlfriend was offered one of these houses but he opted to rent from a private landlord and boy is he glad. I until recently, worked on a local site but was paid off to make way for the company's long term workers who came from as far as Stranraer and Edinburgh. I've had the plans for a similar scheme right on my doorstep sitting in a drawer for years now and as much as I would like it to start I just don't see it happening now. Years ago I worked in a similar scheme in Ferguslie Park and it was just a magnet for house breakers. I know prices can go up and down but in a shared ownership wouldn't you want prices to go down as it would be less to find when it comes time to purchase the other share?[/quote] Oh definitely - anybody in their right mind would love that but if it is the case that Shared Ownership is based on fixed price agreements then there's very little that can be done, unless regulations were changed, but on the other hand, how does that affect the HA and its running of their business as a provider of homes if they do allow for shared ownership based on the fluctuations in the markets, ultimately that would mean HA's could go bankrupt.
It is a gamble, no financial assessor can determine how things are going to pan out years down the line, a spanner can come along at any time as we saw with Fanny and Freddie and everything went nuts.
The private Landlords, I'm a bit wary of them, my younger brother had a flat from a Tory councillor in Renfrewshire, and took it off him less than a year of agreeing to the let without any notice or apology.
As it happens, he got another one close by to where he is in Eaglesham and he's not had a problem, he is actually looking to get on the property market but is finding it a struggle, even with house prices falling which is a good time to get a house if you have the money - shared ownership may be an ideal soltuion for him and his family but he refuses to move back into Glasgow.
As one poster Bluey put it across a couple of weeks ago, areas in Glasgow like Govanhill received no attention during the boom years and he has very little faith in anything being done for Govanhill and other areas in Glasgow during the economic restraints.
All the same, it could be a catalyst for more people wanting to move away from Glasgow.
wild wadi wrote:
My son and his girlfriend was offered one of these houses but he opted to rent from a private landlord and boy is he glad. I until recently, worked on a local site but was paid off to make way for the company's long term workers who came from as far as Stranraer and Edinburgh. I've had the plans for a similar scheme right on my doorstep sitting in a drawer for years now and as much as I would like it to start I just don't see it happening now. Years ago I worked in a similar scheme in Ferguslie Park and it was just a magnet for house breakers. I know prices can go up and down but in a shared ownership wouldn't you want prices to go down as it would be less to find when it comes time to purchase the other share?
Oh definitely - anybody in their right mind would love that but if it is the case that Shared Ownership is based on fixed price agreements then there's very little that can be done, unless regulations were changed, but on the other hand, how does that affect the HA and its running of their business as a provider of homes if they do allow for shared ownership based on the fluctuations in the markets, ultimately that would mean HA's could go bankrupt.
It is a gamble, no financial assessor can determine how things are going to pan out years down the line, a spanner can come along at any time as we saw with Fanny and Freddie and everything went nuts.
The private Landlords, I'm a bit wary of them, my younger brother had a flat from a Tory councillor in Renfrewshire, and took it off him less than a year of agreeing to the let without any notice or apology.
As it happens, he got another one close by to where he is in Eaglesham and he's not had a problem, he is actually looking to get on the property market but is finding it a struggle, even with house prices falling which is a good time to get a house if you have the money - shared ownership may be an ideal soltuion for him and his family but he refuses to move back into Glasgow.
As one poster Bluey put it across a couple of weeks ago, areas in Glasgow like Govanhill received no attention during the boom years and he has very little faith in anything being done for Govanhill and other areas in Glasgow during the economic restraints.
All the same, it could be a catalyst for more people wanting to move away from Glasgow.
Posted by: lord haw haw, high court on 1:04pm Mon 15 Dec 08
Have to p1sh myself laughing did the dafties that bought houses at outrageous prices not think before they bought,it was only a matter of time before the bubble burst,how the feck can a 2 bed on the broomielaw be worth £175.000,all i can say is if you got your fingers burned,burn the building to the ground and i,ll see you in the high court,leniency of course
Have to p1sh myself laughing did the dafties that bought houses at outrageous prices not think before they bought,it was only a matter of time before the bubble burst,how the feck can a 2 bed on the broomielaw be worth £175.000,all i can say is if you got your fingers burned,burn the building to the ground and i,ll see you in the high court,leniency of course
Posted by: wild wadi, kirkie on 1:25pm Mon 15 Dec 08
The headline of the story was about local employment. It's strange how councils don't practice what they preach.It's also strange that in a market where labour costs are going down and building companies can negotiate better prices from suppliers coupled with falling land values then the cost of a new house should start to come down, but it doesn't.Take a look at the price of tellys and computers compared with last year.Why can't new house prices come down?
As a purchaser of my council house who refused to borrow on the "equity" I should be p1shing masel like haw haw and my only consolation (if you can call it that) is telling other people how low my mortgage is but I'd rather be working.
However notwithstanding his worships remarks, he is correct. Owners should have been more wary. Ignorance is no excuse and I sentence you to 5 years, no labour and bread and water!!!
The headline of the story was about local employment. It's strange how councils don't practice what they preach.It's also strange that in a market where labour costs are going down and building companies can negotiate better prices from suppliers coupled with falling land values then the cost of a new house should start to come down, but it doesn't.Take a look at the price of tellys and computers compared with last year.Why can't new house prices come down?
As a purchaser of my council house who refused to borrow on the "equity" I should be p1shing masel like haw haw and my only consolation (if you can call it that) is telling other people how low my mortgage is but I'd rather be working.
However notwithstanding his worships remarks, he is correct. Owners should have been more wary. Ignorance is no excuse and I sentence you to 5 years, no labour and bread and water!!!
Posted by: The X Factor, Glasgow on 1:40pm Mon 15 Dec 08
[quote][bold]thistlemad[/bold] wrote:
[quote][bold]wild wadi[/bold] wrote: All jobs, apprenticeships and contracts the development brings will be given to local people where possible. Ah, the standard caveat "where possible"[/quote] Well ............ I suppose technically the Poles and Romanians etc ARE local now. But as we all know "where possible" opens the door to all sorts of shady shenannigans and "figure massaging". The same happened time and time again in Drumchapel, Maryhill and basically all over Glasgow. "Locals" actually tended to be labourers.[/quote] the polish and romanians (not seen too many romanians but heh hoh) probably already hacve good trades.
construction and maintenance is now too specialised for labourers. I am afraid that labourers are a thing of the past.
thistlemad wrote:
wild wadi wrote: All jobs, apprenticeships and contracts the development brings will be given to local people where possible. Ah, the standard caveat "where possible"
Well ............ I suppose technically the Poles and Romanians etc ARE local now. But as we all know "where possible" opens the door to all sorts of shady shenannigans and "figure massaging". The same happened time and time again in Drumchapel, Maryhill and basically all over Glasgow. "Locals" actually tended to be labourers.
the polish and romanians (not seen too many romanians but heh hoh) probably already hacve good trades.
construction and maintenance is now too specialised for labourers. I am afraid that labourers are a thing of the past.
Posted by: The X Factor, Glasgow on 1:42pm Mon 15 Dec 08
[quote][bold]lord haw haw[/bold] wrote:
Have to p1sh myself laughing did the dafties that bought houses at outrageous prices not think before they bought,it was only a matter of time before the bubble burst,how the feck can a 2 bed on the broomielaw be worth £175.000,all i can say is if you got your fingers burned,burn the building to the ground and i,ll see you in the high court,leniency of course[/quote] if you had said this before the credit crunch, fair enough and very perceptive of you. If not and now that everybody knows about it I would say you are just hot air.
and nasty.
lord haw haw wrote:
Have to p1sh myself laughing did the dafties that bought houses at outrageous prices not think before they bought,it was only a matter of time before the bubble burst,how the feck can a 2 bed on the broomielaw be worth £175.000,all i can say is if you got your fingers burned,burn the building to the ground and i,ll see you in the high court,leniency of course
if you had said this before the credit crunch, fair enough and very perceptive of you. If not and now that everybody knows about it I would say you are just hot air.
and nasty.
Posted by: The X Factor, Glasgow on 1:44pm Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
The headline of the story was about local employment. It's strange how councils don't practice what they preach.It's also strange that in a market where labour costs are going down and building companies can negotiate better prices from suppliers coupled with falling land values then the cost of a new house should start to come down, but it doesn't.Take a look at the price of tellys and computers compared with last year.Why can't new house prices come down? As a purchaser of my council house who refused to borrow on the "equity" I should be p1shing masel like haw haw and my only consolation (if you can call it that) is telling other people how low my mortgage is but I'd rather be working. However notwithstanding his worships remarks, he is correct. Owners should have been more wary. Ignorance is no excuse and I sentence you to 5 years, no labour and bread and water!!![/quote] are you kidding?
new house prices have tumbled fastest! by far!
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you.
wild wadi wrote:
The headline of the story was about local employment. It's strange how councils don't practice what they preach.It's also strange that in a market where labour costs are going down and building companies can negotiate better prices from suppliers coupled with falling land values then the cost of a new house should start to come down, but it doesn't.Take a look at the price of tellys and computers compared with last year.Why can't new house prices come down? As a purchaser of my council house who refused to borrow on the "equity" I should be p1shing masel like haw haw and my only consolation (if you can call it that) is telling other people how low my mortgage is but I'd rather be working. However notwithstanding his worships remarks, he is correct. Owners should have been more wary. Ignorance is no excuse and I sentence you to 5 years, no labour and bread and water!!!
are you kidding?
new house prices have tumbled fastest! by far!
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you.
Posted by: The X Factor, Glasgow on 1:49pm Mon 15 Dec 08
[quote][bold]The Missing City[/bold] wrote:
[quote][bold]wild wadi[/bold] wrote: My son and his girlfriend was offered one of these houses but he opted to rent from a private landlord and boy is he glad. I until recently, worked on a local site but was paid off to make way for the company's long term workers who came from as far as Stranraer and Edinburgh. I've had the plans for a similar scheme right on my doorstep sitting in a drawer for years now and as much as I would like it to start I just don't see it happening now. Years ago I worked in a similar scheme in Ferguslie Park and it was just a magnet for house breakers. I know prices can go up and down but in a shared ownership wouldn't you want prices to go down as it would be less to find when it comes time to purchase the other share?[/quote] Oh definitely - anybody in their right mind would love that but if it is the case that Shared Ownership is based on fixed price agreements then there's very little that can be done, unless regulations were changed, but on the other hand, how does that affect the HA and its running of their business as a provider of homes if they do allow for shared ownership based on the fluctuations in the markets, ultimately that would mean HA's could go bankrupt. It is a gamble, no financial assessor can determine how things are going to pan out years down the line, a spanner can come along at any time as we saw with Fanny and Freddie and everything went nuts. The private Landlords, I'm a bit wary of them, my younger brother had a flat from a Tory councillor in Renfrewshire, and took it off him less than a year of agreeing to the let without any notice or apology. As it happens, he got another one close by to where he is in Eaglesham and he's not had a problem, he is actually looking to get on the property market but is finding it a struggle, even with house prices falling which is a good time to get a house if you have the money - shared ownership may be an ideal soltuion for him and his family but he refuses to move back into Glasgow. As one poster Bluey put it across a couple of weeks ago, areas in Glasgow like Govanhill received no attention during the boom years and he has very little faith in anything being done for Govanhill and other areas in Glasgow during the economic restraints. All the same, it could be a catalyst for more people wanting to move away from Glasgow.[/quote] Missing City is right.
Wadi ignores the fact that private lets are insecure - after 6 months you could be on the street.
Ferguslie Pk has its problems sure enough but its calmed down hugely from the 70s whenit was 3500 council houses and designated a deprived area. Actually the put anyone who was evicted down there for probation. It draggedthe estate down even further.
Its not shared ownership but shared equity. you dont pay any rent (you do in shared ownership for the part you dont own.
The Missing City wrote:
wild wadi wrote: My son and his girlfriend was offered one of these houses but he opted to rent from a private landlord and boy is he glad. I until recently, worked on a local site but was paid off to make way for the company's long term workers who came from as far as Stranraer and Edinburgh. I've had the plans for a similar scheme right on my doorstep sitting in a drawer for years now and as much as I would like it to start I just don't see it happening now. Years ago I worked in a similar scheme in Ferguslie Park and it was just a magnet for house breakers. I know prices can go up and down but in a shared ownership wouldn't you want prices to go down as it would be less to find when it comes time to purchase the other share?
Oh definitely - anybody in their right mind would love that but if it is the case that Shared Ownership is based on fixed price agreements then there's very little that can be done, unless regulations were changed, but on the other hand, how does that affect the HA and its running of their business as a provider of homes if they do allow for shared ownership based on the fluctuations in the markets, ultimately that would mean HA's could go bankrupt. It is a gamble, no financial assessor can determine how things are going to pan out years down the line, a spanner can come along at any time as we saw with Fanny and Freddie and everything went nuts. The private Landlords, I'm a bit wary of them, my younger brother had a flat from a Tory councillor in Renfrewshire, and took it off him less than a year of agreeing to the let without any notice or apology. As it happens, he got another one close by to where he is in Eaglesham and he's not had a problem, he is actually looking to get on the property market but is finding it a struggle, even with house prices falling which is a good time to get a house if you have the money - shared ownership may be an ideal soltuion for him and his family but he refuses to move back into Glasgow. As one poster Bluey put it across a couple of weeks ago, areas in Glasgow like Govanhill received no attention during the boom years and he has very little faith in anything being done for Govanhill and other areas in Glasgow during the economic restraints. All the same, it could be a catalyst for more people wanting to move away from Glasgow.
Missing City is right.
Wadi ignores the fact that private lets are insecure - after 6 months you could be on the street.
Ferguslie Pk has its problems sure enough but its calmed down hugely from the 70s whenit was 3500 council houses and designated a deprived area. Actually the put anyone who was evicted down there for probation. It draggedthe estate down even further.
Its not shared ownership but shared equity. you dont pay any rent (you do in shared ownership for the part you dont own.
Posted by: wild wadi, kirkie on 2:32pm Mon 15 Dec 08
X Factor,Private lets are insecure but that might not be a bad thing these days as you can just walk away if your landlord puts up the rent as opposed to home owners who might end up owing tens of thousands after repossesion.And I know that this is a simplistic answer cos not everyone has room like me to take a member of family back home until things get better.
Feegie wasn't "deprived" it was a war zone when I worked there. People were shooting at each other in their back gardens.It was the worst area I have ever seen but I know it's changed a lot since.
I admit I'm not an expert on the shared equity/ownership thing but my impression was that it, like most things was based on the speculation that house prices and wages would continue to rise but most of the news today is dominated by indications that things are going to get a lot worse and it will be a long time before it improves.My mortgage is easily covered by my burroo money and my missus works so although I'll struggle it won't be as bad as a lot of people.
X Factor,Private lets are insecure but that might not be a bad thing these days as you can just walk away if your landlord puts up the rent as opposed to home owners who might end up owing tens of thousands after repossesion.And I know that this is a simplistic answer cos not everyone has room like me to take a member of family back home until things get better.
Feegie wasn't "deprived" it was a war zone when I worked there. People were shooting at each other in their back gardens.It was the worst area I have ever seen but I know it's changed a lot since.
I admit I'm not an expert on the shared equity/ownership thing but my impression was that it, like most things was based on the speculation that house prices and wages would continue to rise but most of the news today is dominated by indications that things are going to get a lot worse and it will be a long time before it improves.My mortgage is easily covered by my burroo money and my missus works so although I'll struggle it won't be as bad as a lot of people.
Posted by: lord haw haw, high court on 2:32pm Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
The headline of the story was about local employment. It's strange how councils don't practice what they preach.It's also strange that in a market where labour costs are going down and building companies can negotiate better prices from suppliers coupled with falling land values then the cost of a new house should start to come down, but it doesn't.Take a look at the price of tellys and computers compared with last year.Why can't new house prices come down? As a purchaser of my council house who refused to borrow on the "equity" I should be p1shing masel like haw haw and my only consolation (if you can call it that) is telling other people how low my mortgage is but I'd rather be working. However notwithstanding his worships remarks, he is correct. Owners should have been more wary. Ignorance is no excuse and I sentence you to 5 years, no labour and bread and water!!![/quote] Nice one,no remmision either for the smart a4sed,thought they were going to have yachts sitting outside there flats that are falling apart a know guys that were never in the building trade that built some of these ugly buildings made fortunes as well
wild wadi wrote:
The headline of the story was about local employment. It's strange how councils don't practice what they preach.It's also strange that in a market where labour costs are going down and building companies can negotiate better prices from suppliers coupled with falling land values then the cost of a new house should start to come down, but it doesn't.Take a look at the price of tellys and computers compared with last year.Why can't new house prices come down? As a purchaser of my council house who refused to borrow on the "equity" I should be p1shing masel like haw haw and my only consolation (if you can call it that) is telling other people how low my mortgage is but I'd rather be working. However notwithstanding his worships remarks, he is correct. Owners should have been more wary. Ignorance is no excuse and I sentence you to 5 years, no labour and bread and water!!!
Nice one,no remmision either for the smart a4sed,thought they were going to have yachts sitting outside there flats that are falling apart a know guys that were never in the building trade that built some of these ugly buildings made fortunes as well
Posted by: wild wadi, kirkie on 2:43pm Mon 15 Dec 08
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you.
I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you.
I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
Posted by: wild wadi, kirkie on 2:52pm Mon 15 Dec 08
Nice one,no remmision either for the smart a4sed,thought they were going to have yachts sitting outside there flats that are falling apart a know guys that were never in the building trade that built some of these ugly buildings made fortunes as well
Meet them up the burroo every fortnight. These guys are genuinely sh1ting themselves because of the debt they're in and the cars they can't afford to keep on the road which is even more ironic now that petrol has come back down.The coke trade will be heading for a "nose" dive as well.Once we get out of jail we'll need to be put on supervision.
Nice one,no remmision either for the smart a4sed,thought they were going to have yachts sitting outside there flats that are falling apart a know guys that were never in the building trade that built some of these ugly buildings made fortunes as well
Meet them up the burroo every fortnight. These guys are genuinely sh1ting themselves because of the debt they're in and the cars they can't afford to keep on the road which is even more ironic now that petrol has come back down.The coke trade will be heading for a "nose" dive as well.Once we get out of jail we'll need to be put on supervision.
Posted by: lord haw haw, high court on 2:53pm Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".[/quote] A never got a discount a saved my money up and bought think you got mixed up there,tell you another thing all the free loaders that got the top discount should have had it in there deeds that the council could buy it back under the same terms when you snuff it,am sick of paying council tax to help the council pay to do up there dilapidated stock
wild wadi wrote:
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
A never got a discount a saved my money up and bought think you got mixed up there,tell you another thing all the free loaders that got the top discount should have had it in there deeds that the council could buy it back under the same terms when you snuff it,am sick of paying council tax to help the council pay to do up there dilapidated stock
Posted by: wild wadi, kirkie on 3:11pm Mon 15 Dec 08
[quote][bold]lord haw haw[/bold] wrote:
[quote][bold]wild wadi[/bold] wrote: well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".[/quote] A never got a discount a saved my money up and bought think you got mixed up there,tell you another thing all the free loaders that got the top discount should have had it in there deeds that the council could buy it back under the same terms when you snuff it,am sick of paying council tax to help the council pay to do up there dilapidated stock[/quote] A goat a discount of 14 grand. Less than a years benefits for some people. Av probably spent as much improving ma hoos. AND got much better value for money than if a'd a let the cooncil cowboys in.Yeez ur aw jist jealous.
lord haw haw wrote:
wild wadi wrote: well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
A never got a discount a saved my money up and bought think you got mixed up there,tell you another thing all the free loaders that got the top discount should have had it in there deeds that the council could buy it back under the same terms when you snuff it,am sick of paying council tax to help the council pay to do up there dilapidated stock
A goat a discount of 14 grand. Less than a years benefits for some people. Av probably spent as much improving ma hoos. AND got much better value for money than if a'd a let the cooncil cowboys in.Yeez ur aw jist jealous.
Posted by: lord haw haw, high court on 3:18pm Mon 15 Dec 08
[quote][bold]wild wadi[/bold] wrote:
[quote][bold]lord haw haw[/bold] wrote: [quote][bold]wild wadi[/bold] wrote: well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".[/quote] A never got a discount a saved my money up and bought think you got mixed up there,tell you another thing all the free loaders that got the top discount should have had it in there deeds that the council could buy it back under the same terms when you snuff it,am sick of paying council tax to help the council pay to do up there dilapidated stock[/quote] A goat a discount of 14 grand. Less than a years benefits for some people. Av probably spent as much improving ma hoos. AND got much better value for money than if a'd a let the cooncil cowboys in.Yeez ur aw jist jealous.[/quote] am no but a know what you mean
wild wadi wrote:
lord haw haw wrote: wild wadi wrote: well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
A never got a discount a saved my money up and bought think you got mixed up there,tell you another thing all the free loaders that got the top discount should have had it in there deeds that the council could buy it back under the same terms when you snuff it,am sick of paying council tax to help the council pay to do up there dilapidated stock
A goat a discount of 14 grand. Less than a years benefits for some people. Av probably spent as much improving ma hoos. AND got much better value for money than if a'd a let the cooncil cowboys in.Yeez ur aw jist jealous.
am no but a know what you mean
Posted by: jonny bond, glasgow on 5:26pm Mon 15 Dec 08
The headline should read cruden delivers first large brown envelope stuffed with cash to councillors since the credit crunch began.
The headline should read cruden delivers first large brown envelope stuffed with cash to councillors since the credit crunch began.
Posted by: jonny bond, glasgow on 5:27pm Mon 15 Dec 08
Its a recovery of sorts. At least the councillors tailor should see some trickle down.
Its a recovery of sorts. At least the councillors tailor should see some trickle down.
Posted by: pete, Bearsden on 6:52pm Mon 15 Dec 08
Wonder if Rab C. will get a job there?
Wonder if Rab C. will get a job there?
Posted by: lord haw haw, high court on 7:44pm Mon 15 Dec 08
[quote][bold]pete[/bold] wrote:
Wonder if Rab C. will get a job there?[/quote] HE,S WORKING AT XMAS
pete wrote:
Wonder if Rab C. will get a job there?
HE,S WORKING AT XMAS
Posted by: wild wadi, kirkie on 9:10pm Mon 15 Dec 08
X Factor,BTW don't mention factors on this forum or we'll be here all night.
I "only" got a discount of 40%.Since about 70% of council tenants are on housing and council tax benefit who realy pays their rent?I do accept that the RTB could have been better thought out,maybe the discount could have been phased out over a longer period?I suppose people just got mad with it at the time.The constuction industry just went the same way. Now everyone is going to have take breather and think long and hard about this.
X Factor,BTW don't mention factors on this forum or we'll be here all night.
I "only" got a discount of 40%.Since about 70% of council tenants are on housing and council tax benefit who realy pays their rent?I do accept that the RTB could have been better thought out,maybe the discount could have been phased out over a longer period?I suppose people just got mad with it at the time.The constuction industry just went the same way. Now everyone is going to have take breather and think long and hard about this.
Posted by: annie, Glasgow on 10:25pm Mon 15 Dec 08
This venture, as far as I can tell is shared equity and not shared ownership. In shared equity the Housing Association retains up to 40% of the market value and the buyer holds the rest. No "rent" is payable in shared equity. You can buy the rest at the value it is surveyed at at the time you buy. The Housing Association can hold a golden share i.e. a proportion which they keep and never sell. But I am not really interested in that...what exactly have the people of Govan done to deserve the promise of the jobs? Are people from other areas not just as entitled to apply? This scheme will be funded by taxpayer's money not money from Govan residents only.
This venture, as far as I can tell is shared equity and not shared ownership. In shared equity the Housing Association retains up to 40% of the market value and the buyer holds the rest. No "rent" is payable in shared equity. You can buy the rest at the value it is surveyed at at the time you buy. The Housing Association can hold a golden share i.e. a proportion which they keep and never sell. But I am not really interested in that...what exactly have the people of Govan done to deserve the promise of the jobs? Are people from other areas not just as entitled to apply? This scheme will be funded by taxpayer's money not money from Govan residents only.
Posted by: wild wadi, kirkie on 9:37am Tue 16 Dec 08
[quote][bold]annie[/bold] wrote:
This venture, as far as I can tell is shared equity and not shared ownership. In shared equity the Housing Association retains up to 40% of the market value and the buyer holds the rest. No "rent" is payable in shared equity. You can buy the rest at the value it is surveyed at at the time you buy. The Housing Association can hold a golden share i.e. a proportion which they keep and never sell. But I am not really interested in that...what exactly have the people of Govan done to deserve the promise of the jobs? Are people from other areas not just as entitled to apply? This scheme will be funded by taxpayer's money not money from Govan residents only.[/quote] Is there a time limit on this?
annie wrote:
This venture, as far as I can tell is shared equity and not shared ownership. In shared equity the Housing Association retains up to 40% of the market value and the buyer holds the rest. No "rent" is payable in shared equity. You can buy the rest at the value it is surveyed at at the time you buy. The Housing Association can hold a golden share i.e. a proportion which they keep and never sell. But I am not really interested in that...what exactly have the people of Govan done to deserve the promise of the jobs? Are people from other areas not just as entitled to apply? This scheme will be funded by taxpayer's money not money from Govan residents only.
Is there a time limit on this?
Posted by: The X Factor, Glasgow on 1:25pm Tue 16 Dec 08
[quote][bold]wild wadi[/bold] wrote:
[quote][bold]annie[/bold] wrote: This venture, as far as I can tell is shared equity and not shared ownership. In shared equity the Housing Association retains up to 40% of the market value and the buyer holds the rest. No "rent" is payable in shared equity. You can buy the rest at the value it is surveyed at at the time you buy. The Housing Association can hold a golden share i.e. a proportion which they keep and never sell. But I am not really interested in that...what exactly have the people of Govan done to deserve the promise of the jobs? Are people from other areas not just as entitled to apply? This scheme will be funded by taxpayer's money not money from Govan residents only.[/quote] Is there a time limit on this?[/quote] nearly correct
the Govt holds the equity balance.
wild wadi wrote:
annie wrote: This venture, as far as I can tell is shared equity and not shared ownership. In shared equity the Housing Association retains up to 40% of the market value and the buyer holds the rest. No "rent" is payable in shared equity. You can buy the rest at the value it is surveyed at at the time you buy. The Housing Association can hold a golden share i.e. a proportion which they keep and never sell. But I am not really interested in that...what exactly have the people of Govan done to deserve the promise of the jobs? Are people from other areas not just as entitled to apply? This scheme will be funded by taxpayer's money not money from Govan residents only.
Is there a time limit on this?
nearly correct
the Govt holds the equity balance.
Posted by: The X Factor, Glasgow on 1:29pm Tue 16 Dec 08
[quote][bold]wild wadi[/bold] wrote:
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".[/quote] taxpayers dont pay a penny towards council houses
social housing should be for those that want it, like me
wild wadi wrote:
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you. I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
taxpayers dont pay a penny towards council houses
social housing should be for those that want it, like me
Posted by: The X Factor, Glasgow on 1:31pm Tue 16 Dec 08
[quote][bold]wild wadi[/bold] wrote:
X Factor,BTW don't mention factors on this forum or we'll be here all night. I "only" got a discount of 40%.Since about 70% of council tenants are on housing and council tax benefit who realy pays their rent?I do accept that the RTB could have been better thought out,maybe the discount could have been phased out over a longer period?I suppose people just got mad with it at the time.The constuction industry just went the same way. Now everyone is going to have take breather and think long and hard about this.[/quote] council tax and housing benefits are welfare payments. so what?
ps factors are a good thing
wild wadi wrote:
X Factor,BTW don't mention factors on this forum or we'll be here all night. I "only" got a discount of 40%.Since about 70% of council tenants are on housing and council tax benefit who realy pays their rent?I do accept that the RTB could have been better thought out,maybe the discount could have been phased out over a longer period?I suppose people just got mad with it at the time.The constuction industry just went the same way. Now everyone is going to have take breather and think long and hard about this.
council tax and housing benefits are welfare payments. so what?
ps factors are a good thing
Posted by: Titus a duxas, Ft.McMurray on 4:53am Wed 17 Dec 08
[quote][bold]wild wadi[/bold] wrote:
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you.
I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".[/quote] So you are a taxpayer, correct me if ah'm wrong do you pay Taxes on yer broo money? reason I ask ah hiv niver been oan the broo. ah thought broo money woz tax free.
wild wadi wrote:
well done you for buying your house with the help of the rent payers who of course ploughed in you 70% discount. Hope you are happy inlike the young folk who cannot get a decent council house because of the greed of people like you.
I did my "time" in poorer housing until I got a decent houe worth buying. I know a lot of young people who are living in better housing than me and it's being paid for by me (the taxpayer). Social housing should be for the poor so if you can afford to buy a house and you're still occupying a council house then you're just as bad.I don't have the cushion of housing and council tax and other "benefits" I still have to pay as I go.I don't call that "greed".
So you are a taxpayer, correct me if ah'm wrong do you pay Taxes on yer broo money? reason I ask ah hiv niver been oan the broo. ah thought broo money woz tax free.
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