Yes, it is sad that Zavvi, with a branch at Silverburn in Glasgow, has gone in to administration.
Yes, it is sad that Zavvi, with a branch at Silverburn in Glasgow, has gone in to administration.
My friend and I purchased £220 of gift vouchers at the start of December (11x£20, for Christmas presents) and they are not being honoured even though the shop is still trading today!
We are all struggling and trying to come to terms with the credit crunch, and we have had to double our outlay as we were organised for Christmas, and have had to provide new gifts.
If we had bought vouchers before the end of November, they would have been okay.
However, ours were bought on December 4, are so are not valid.
Perhaps the firm will be back in business next month with the help of all our hard-earned cash that we spent on vouchers which have been rendered useless.
NAME and address supplied
No half measures
I THINK the Government has taken the drink legislation a bit too far.
Not only do we have to adhere to minimum drink pricing, no promotions and banning happy hours, but they are stopping people aged under 21 from buying alcohol in supermarkets.
No wonder students are angry with this proposal. It means you can vote, fight for your country and get married with children and still not be able to buy a beer in the supermarket.
When will someone come to their senses with responsible drinkers and not tar us all with the same brush or we will all be doing the drinking at home.
WILLIAM SANGSTER Knightswood
Don't fall foul of law
I AM all for cleaning up after my dog when she fouls the street not because it is the law but because I think it is the right thing to do.
However, I sincerely hope the law covers everyone including councillors, their friends and family too!
CAROLINE McCORD Glasgow
Withdraw benefits
The powers that be will first have to educate the parents of these kids (Knives kill 1 Scot per week, December 29) before dealing with the neds.
The judges must then make the punishment fit the crime. Most of the stabbings incidents involve drugs and these thugs and their parents should be denied benefits.
HELEN McBENNETT Canada
Dazzling night out
WELL done to the Citizens Theatre for the wonderful show of The Wizard of Oz.
The cast, the munchkins, songs, wardrobe department - just about everything - was great and our auntie took all five of us there then on for a meal for our Christmas.
NAME and address supplied
Chill out at New Year
I CERTAINLY don't envy the revellers going to George Square tonight if the temperatures are due to drop to -7C (Evening Times, December 30).
No party is worth risking your health for!
LJN Via e-mail
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HOT TOPIC: Middle classes will need firm's offer
GOOD article. Only question here is what are poor families supposed to do for money?
This is what the politicians want. To keep us in debt, poor, fearful of the future and willing to lower our standards so we'll take poorly paid jobs with no stability.
This is the nature of globalisation. In 2009 we'll see middle class couples take up Provident's offer.
MEEP, Shawlands
Poor are vulnerable
THE poor tend to be inadequate at calculating these exorbitant rates of interest on loans. Credit sharks play on this vulnerability.
SKYE, Glasgow
Law protects rogues
SUCH rogue money lenders are protected by law.
That law is The Consumer Credit Act which states money lenders have the power to administer whatever level of interest they see fit.
It's up to you to sign the piece of paper which says you agree to this, and once you do, you are legally bound by the terms and conditions (with a 28 day get-out clause, I believe).
THE MISSING CITY, Glasgow
Debt is free choice
NOBODY forces them to take on the debt - the customer goes to Provident asking for the money.
REMYBEAR, Glasgow
Poorest are exploited
IT IS a shocking indictment on ALL our politicians, the media and public, that this kind of exploitation of the poorest has not been drastically curbed long ago!
AITHIAN, Govan
Culture of greed
OF COURSE a cap should be put on the interest charged by money lenders, but why pick on Provident just because it charges even more than others? This is the culture our society has created - greed is good, lots of lovely profits for "hard-working" speculators.
VICTOR MELDREW, Condorrat
Saving with credit unions
Credit unions cannot be compared like-for-like with loan companies. You have to save first before you can borrow.
Once you have borrowed you must continue to save and repay loans, it is not always possible to get a loan when someone needs it most.
It is easy to say these loan firms should not be used, but they do provide a service where all avenues of credit have been declined.
